Financials

Forex Rate

Foreign Exchange Rates as at January 6, 2026

Currency

Transfer / Offshore (GHC)

Buying

Selling

Cash (GHC)

Buying

Selling

US Dollars(USD)

15.9000

21.1500

10.9000

11.7000

Pounds Sterling(GBP)

14.1000

14.9000

14.1000

15.1000

Euro(EUR)

12.3000

12.9500

12.3000

13.1000

Daily Cross Rate

Currency

Bid

Offer

GBP/USD

1.3000

1.3900

EUR/USD

1.1300

1.2200

EUR/GBP

0.8000

0.9300

Borrowing Rate

Type of account

Range

Rate

Demand

Below 9,999.99
10,000-49,999.99
Above 50,000.00

0.00%
1.00%
1.50%

Hybrid Current A/C

50,000 - 99,999.99
100,000 - 250,000
250,000

2.00%
2.75%
3.75%

Fixed Deposits

Type of account

1 Month

2 Months

3 Months

6 Months

1 Year

2 Years

100.00 - 999.99

4.50%

5.20%

6.50%

7.00%

7.40%

7.80%

1,000 - 9,999.99

5.20%

5.60%

6.80%

7.20%

7.80%

8.10%

10,000- 49,999.99

5.50%

6.10%

6.90%

7.50%

8.00%

8.50%

Base Rate

NB: Rates on amounts above GHS 100,000.00 are Negotiable.

Please Call at the nearest Branch.

Sector

Rate

Agriculture and Forestry

Base Rate Plus 0.00% - 5.00%

Personal Loans

Base Rate Plus 4.00% - 8.50%

All other sectors

Base Rate Plus 0.00% - 9.25%