Agribusiness

Cooperative Group Loan Scheme

The Cooperative Group Loan Scheme provides financing to farmer groups and cooperatives who borrow collectively and support each other’s repayment. It is designed to strengthen farmer organizations and improve access to credit.

Features & Benefits

Group-based lending with shared responsibility.
Higher loan amounts available than individual unsecured loans.
Encourages savings, discipline and peer monitoring among members.
Tailored repayment aligned with harvest seasons.
Supports purchase of inputs, small equipment and productivity-enhancing services.

Eligibility

Registered cooperatives, associations and farmer-based organizations.
Minimum group size as determined by the Bank.
Established leadership and governance structures.
Active members engaged in productive agricultural activities.

Requirements / How to Apply

Cooperative registration documents and constitution.
Membership list and leadership details.
Group savings or contribution records, if applicable.
Completed group loan application and security arrangements.
Apply through ADB branches with support from cooperative leaders.

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