Institutionally Managed Farmers Loans
Agribusiness

Institutionally Managed Farmers Loans

Institutionally Managed Farmers Loans are provided through credible institutions, cooperatives, NGOs or agribusinesses that manage loan disbursement and recovery on behalf of farmers. This improves reach and reduces risk.

Features & Benefits

  • Indirect lending model using strong institutions as intermediaries.
  • Bulk facility on-lent to individual farmers under agreed rules.
  • Structured monitoring, recovery and reporting mechanisms.
  • Supports larger outreach to smallholder farmers nationwide.
  • Reduces transaction costs for both farmers and the Bank.

Eligibility

  • Recognized institutions/cooperatives with capacity to manage farmer loans.
  • Strong governance, accounting and monitoring systems.
  • Established membership base of active farmers.
  • Acceptable financial track record.

Requirements / How to Apply

  • Institutional profile and legal documentation.
  • List/profile of member farmers and coverage areas.
  • Loan management framework and recovery processes.
  • Financial statements and bank references.
  • Submit proposal to ADB Agribusiness Unit for evaluation and structuring.

Next Step

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