Corporate Banking

Margin Loans

Margin Loans are credit facilities secured against cash-backed instruments such as Treasury Bills, Fixed Deposits and other acceptable investments. They allow businesses to access liquidity without breaking their investments.

Features & Benefits

Quick access to funds while investments remain intact.
Competitive interest rates due to strong security.
Flexible tenors aligned with the underlying investment maturity.
Can be used for working capital, imports or short-term obligations.
Ideal for corporates and institutions with significant deposits.

Eligibility

Corporate and institutional customers with investments held with ADB.
Adequate value of pledged securities to cover facility amount.
Satisfactory credit profile.

Requirements / How to Apply

Details of investment instruments (e.g. T-Bills, FDs).
Board resolution or mandate authorizing borrowing (for companies).
Completed margin loan application form.
Security assignment documents in favour of ADB.
Apply through your Relationship Manager or corporate desk.

Next Step

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