Corporate Banking

Overdraft Facilities

An Overdraft Facility is a short-term credit line attached to a current account, allowing businesses to withdraw beyond their available balance to meet temporary cash-flow gaps.

Features & Benefits

Flexible access to funds up to an approved limit.
Interest charged only on the amount utilized.
Smooths cash-flow fluctuations and payment obligations.
Renewable subject to performance and review.
Supports day-to-day operations, inventory and payables.

Eligibility

Corporate, commercial and SME customers with current accounts.
Demonstrated turnover and cash-flow needs.
Satisfactory account conduct and credit record.

Requirements / How to Apply

Business registration and corporate documents.
Bank statements and financial statements.
Overdraft application indicating required limit and purpose.
Board resolution/mandate to borrow.
Secured or unsecured terms as agreed with ADB.

Next Step

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