Corporate Banking

Receivables / IPC Discounting Facility

This facility provides advance payment against certified Interim Payment Certificates (IPCs) and invoices, giving businesses early access to funds tied up in receivables.

Features & Benefits

Improves cash flow by converting receivables into immediate cash.
Reduces delays caused by long payment cycles.
Can be revolving as new IPCs/invoices are raised and paid.

Eligibility

Contractors and service providers with certified IPCs or invoices.
Employers/clients acceptable to ADB in terms of creditworthiness.
Clear payment terms and established performance history.

Requirements / How to Apply

Certified IPCs/invoices and contract documentation.
Assignment of payment proceeds to ADB.
Company documents and financials.

Next Step

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